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On the ballot Nov 3, 2026: Amendment 3
- Would raise the homestead exemption for non-school property taxes to $150,000 in 2027 and $250,000 in 2028. School taxes still apply.
- Would lower the annual assessment cap on non-homestead property (second homes, rentals) from 10% to 5%.
- Needs 60% voter approval. If it passes, it takes effect Jan 1, 2027.
- Under the proposal, people who are not Florida residents on Dec 31, 2026 would get today's exemption when they first qualify, and the higher one starting in their fifth year of exemption (to the extent the U.S. Constitution allows).
- Moving before Dec 31 does not by itself make you a resident or qualify you for homestead. You still need to own the home, live in it as your permanent residence on Jan 1, and apply with your county property appraiser by March 1.
- Today's law stays in effect unless voters approve it. Whether you'd qualify depends on your own situation — ask your county property appraiser.