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Cape Coral · Lee County

Homeowner resources

Cape Coral (local government) handles

• Building permits, inspections and floodplain rules come from the City of Cape Coral (its own floodplain ordinance).
• Trash and recycling are a city contract with Waste Pro; totes can go out after 5 PM the day before pickup.
• Water and sewer are city utilities.

Lee County handles

• Property values, homestead exemptions and tax bills are handled countywide by the Lee County Property Appraiser and Tax Collector.
• Lee County's permitting office covers unincorporated areas only, not Cape Coral.

Property appraiser

Lee County Property Appraiser
Assessed value, exemptions (homestead), parcel records.
County-wide · official site · link checked Oct 10

Tax collector

Lee County Tax Collector
Property tax bills and payments — the bill shows your actual tax.
County-wide · official site · link checked Oct 10

Permits

Cape Coral Development Services
City · official site · link checked Oct 10
Cape Coral Building Division
City · official site · link checked Oct 10
Lee County Community Development (permits)
Unincorporated Lee County only — Cape Coral properties get permits from the city.
County-wide · official site · link checked Oct 10

Flood

Cape Coral Flood Protection & Information
City flood risk portal (flood zone, elevation certificates). Floodplain staff: (239) 574-0611.
City · official site · link checked Oct 10
Lee County flood information
County flood resources. Inside Cape Coral, the city's floodplain office has the final say.
County-wide · official site · link checked Oct 10
FEMA Flood Map Service Center
The official flood insurance rate map for any address.
Federal · official site · link checked Oct 10
FloodSmart (National Flood Insurance Program)
How flood policies work and how to find an agent. Get a real quote — the guide doesn't estimate premiums.
Federal · official site · link checked Oct 10

Utilities

Cape Coral Utilities (water, sewer, irrigation)
City · official site · link checked Oct 10
Cape Coral solid waste (Waste Pro, city contract)
City · official site · link checked Oct 10
LCEC (electric)
The electric co-op serving Cape Coral.
County-wide · official site · link checked Oct 10

We don't calculate property taxes or insurance premiums. Your tax depends on the assessed value, exemptions and the millage for your exact tax district, and premiums depend on the home and the carrier. Use the property appraiser and tax collector above for real figures, and get written insurance and flood quotes. Links checked Oct 10.

Cape Coral & Southwest Florida